Free
S$0
- All connectors
- One Number, allocation and performance
- Full exposure engine
- Every radar, on default limits
- 20 chat messages and 2 research runs a month
- Share card, no amounts
- CSV and JSON export
Know what you own. Know what it’s betting on.
One read-only view of every brokerage, exchange, wallet and property you own, and what the whole book is really exposed to.
Informational, not advice. No trading, no custody.
- Read-only access
- Works on your phone and desktop
- 1,000+ investors
Works with your brokers, exchanges, wallets, robo-advisors and property.
Every position, read correctly.
Each figure shows its source, its tier and when it was last read. Open any number to see how it was computed.
- Brokerages, exchanges, wallets, robo-advisors, property and cash
- Every figure shows when it was last updated
- Unpriced positions are shown, never counted as zero
All the way down.
Lucrum looks through every fund to what it holds, three levels deep. You see where one company adds up across all your accounts.
What’s ahead for your book.
Fed, CPI and MAS events with market odds for each outcome. Beside each outcome, how your book moved on past events like it.
What could have been.
Pick a past date and change what you held. Lucrum replays it with real prices and FX, marked as simulated.
News that touches you.
Articles ranked by how much of your book they touch. Each shows the holdings affected, counted through your funds.
Ask your book.
Ask about your own holdings in plain language. Every figure in an answer is computed by Lucrum from your data, with the time it was computed.
How exposed am I to a weaker USD?
Lucrum
Most of your book is priced in US dollars, mainly your Interactive Brokers ETFs and your crypto. A weaker USD lowers their value in SGD.
Priced in USD75%of net worth
If USD/SGD moves to 1.25−S$32,000 to −S$36,000From 1.30, USD-priced assets only
I think AI data-centre power demand keeps rising. What do I already hold that’s tied to it?
Lucrum
These holdings name data-centre demand as a driver in their latest filings. Counted with ETF look-through:
- NVIDIADirect + 4 funds21.0%
- MicrosoftDirect + 3 funds6.0%
- BroadcomVia QQQ, CSPX2.0%
- VistraVia CSPX0.3%
- Tied to this theme29% of your book
Every answer lists its sources and the time it was computed.
Informational only, not financial advice.
Share your fingerprint.
Share what you’re betting on, never what you’re worth.
An image of your allocation shape and exposure fingerprint, with your year-to-date return against a benchmark you choose. Percentages only: no amounts, holdings or account names.
Illustrative
Spoke length is share of net worth. Outer ring is 60%.
Equity 72%Property 13%Crypto 12%Cash 3%
YTD vs S&P 500+12% / +14%
PercentileAppears once 100 people compare
Everything you own.
Each venue connects the way it allows: automatically where there’s an API, by screenshot where there isn’t, or by hand.
Auto
Read-only, through your broker
You approve read-only access on your broker’s own page, so Lucrum never sees your login. Positions, cash and activity refresh once a day.
The list of sources isn’t available right now.
Tested means we have seen it work end to end. Available means you can connect it today.
Read-only, by design.
Lucrum shows you what you own. It has no way to change it.
Read-only access
We can’t trade, withdraw or move money. Exchange keys with trade or withdraw permissions are refused where the venue shows them.
Credentials encrypted
Credentials are encrypted, and deleted when you disconnect. Wallets are added by public address. Lucrum never sees a broker login.
Nothing is ranked by who pays
No affiliate revenue influences any ranking or display.
Delete your account anytime
One action removes your account, connections and data. Export CSV or JSON first if you want a copy.
Informational only. Lucrum never recommends an instrument or a trade.
Free for every account you own.
Pro
S$15 to S$20 a month, price not final
Everything in Free, plus
- More radar rules
- Custom thresholds
- Digest
- Unlimited chat and research
- What-if and time travel
- Formatted reports
Max
S$40 to S$50 a month, contents and price not final
Everything in Pro, plus
- Deep research reports
- Daily briefs for every holding
- Unlimited portfolios
Prices in SGD. Final prices and the billing path (app store or web) are decided in beta.
Questions
Is it safe?
Lucrum only asks for read-only access. Exchange keys with trade or withdraw permissions are refused where the venue shows them, wallets are added by public address, and credentials are encrypted and deleted when you disconnect. You can delete your account and data at any time.
Which venues?
Brokerages such as IBKR and moomoo; exchanges such as Coinbase; EVM, Solana and Bitcoin wallets by address; robo-advisors by screenshot; Singapore property by address; and anything else as a manual entry. The list above is what the app itself connects from. Tested means we have seen it work end to end. Available means you can connect it today, and we have not seen it work ourselves yet.
Is this financial advice?
No. Lucrum shows what you hold and what it’s exposed to, with the method and time window behind each figure. It never recommends an instrument or a trade.
Can you trade, move or hold my assets?
No. Lucrum can’t place orders, move money or hold assets. There is no order screen.
How fresh is the data?
Updated daily: brokers and exchanges refresh early each morning, wallets can refresh more often, and screenshot sources update when you upload one. Every figure shows its as-of time.
Is it free?
Yes, for every source, your number, the full exposure engine and every radar, with 20 chat messages and 2 research runs a month. Pro removes those limits and adds custom thresholds, more radar rules, a digest, what-if and time travel, and formatted reports. Max is planned on top of Pro, with deep research reports, daily briefs for every holding and unlimited portfolios, and its contents and price aren't final. CSV and JSON export stays free on every plan.