Terms of use

What Lucrum does

Lucrum reads your investment accounts and shows your holdings, their value, what they're exposed to and the news about them. It can't trade, move money or change anything in your accounts.

Information, not advice

Nothing in Lucrum is a recommendation to buy, sell or hold anything. Decide for yourself, and talk to a licensed adviser if you want advice.

Figures come from your providers and from market data that can be late, incomplete or wrong. Lucrum shows the source and date it used where it can, so check there before you act.

AI answers

Chat and briefs are written by an AI model from your data and public sources. They can be wrong, so treat them as a starting point.

Your account

You must be 18 or over. Keep your sign-in safe: you're responsible for what happens under it.

Connect only accounts you own or are allowed to read.

Connected providers

You give Lucrum read access at each provider, and you can withdraw it by disconnecting. The provider's own terms still apply, and we can't control when it's unavailable.

Fair use

Don't try to reach other people's data, break or overload the service, or copy it with automated tools. Don't use Lucrum for anything illegal.

Plans and prices

Some features need a paid plan. Its price and what it includes are shown before you pay.

Changes and availability

We may change, pause or end features, and the service can be unavailable at times. We tell you in the app before a change to these terms applies to you.

Liability

Lucrum is provided as it is. As far as the law allows, we aren't liable for the investment decisions you make or for losses that follow from them.

Nothing here limits rights you have under consumer law.

Ending your account

You can delete your account at any time in Settings. We can suspend or close an account that breaks these terms.

Law and contact

These terms are governed by the laws of Singapore. Questions go to support@lucrumfinance.ai.